DISCLAIMER Our attention has been drawn to a website www.cashcraft.net in which messages/sms/mails are being sent to the general public requesting for funds and promising a 100% payback of all donations/contributions/subscriptions or funding in minutes in the name of Cashcraft Financial Freedom. Kindly be informed that the messages are not from CASHCRAFT ASSET MANAGEMENT LIMITED / CASHCRAFT SECURITIES LIMITED / CASHCRAFT CAPITAL LIMITED or any of our affiliates. We therefore advise our clients to be mindful of decision they take so as not to be swindled and deceived by fraudulent persons/organizations in the disguise of doing business with CASHCRAFT ASSET MANAGEMENT LIMITED. Anyone who does any transaction with www.cashcraft.net or Cashcraft Financial Freedom does that at his/her own risk. Signed: Management.


Cashcraft Asset Management Limited was licensed in 2013 by Centre for Management Development (CMD) to organise training for manpower development in both private and public sectors of the economy.

We have over the years achieved tremendously milestones in Asset management especially, investment research, training and retirement planning.

Our trainings are well structured in an efficient and effective manner to meet client’s needs and the nation’s man power development agenda. We use experienced and seasoned facilitators to complement our in-house trainers.

We embrace best practices ethos in our training programmes across all service windows and benchmark our performance against global best practices periodically.

We collaborate with other training firms in areas where we do not have core competence.

Our training school is located at our Ikeja branch office (Motorways)

We enjoin you to improve your organization’s performance today by leveraging on our effective training programmes.


In the words of Phillip Humbert, I am convinced that great achievements do NOT necessarily require extraordinary people or unusual talk or “luck”, but great achievements DOES require that we do our work faithfully, day by day.

In today’s ever changing and challenging world, it’s becoming more and more difficult to remain effective and make the best of our time and achieve set targets. The term personal effectiveness is much more than time management or achieving our goals individually or as a group it is more about making use of resources coupled with skill in order to achieve goals and objectives.

If you want to become a successful administrator, businessman, sports man, leader or manager, one has to be effective, which ultimately means a combination of efficiency and skill execution. People are personally effective in different ways based on the fact that t we all have different goals and values. However this makes us focus our energy on a lot of things that don’t help us achieve our goals within the shortest possible time.

Hence the need for us all to go through training to coach us on taking advantage of personal effectiveness. The mantra is how we do our day to day work faithfully.


  • At the end of the training program each participant should:
  • 1. acquire skills and aptitude to get his job done faster and better,
  • 2. achieve greater job satisfaction,
  • 3. manage his time effectively
  • 4. delegate effectively
  • 5. handle bigger responsibilities and
  • 6. Improve communications with coworkers, subordinates and managers.


  • 1) Personal effectiveness and understanding self
  • 2) Vision, mission and life goal setting
  • 3) Effective Communication
  • 4) Time Management
  • 5) Self Appraisal
  • 6) Target setting
  • 7) Personal effectiveness and professionalism

The personal financial planning and investment education training program is conceptualized to to facilitate acquisition of skills by the participants in the allocation of investments across different asset class. All employees must invest and rightly to take care of their current needs such as purchase of basic consumer items such as refrigerator, television cars and other items like holidays ,school fees etc .They also need to save for retirement which is a crucial future need Assets that could be invested in by an investor includes : money market ( savings account ,certificate of deposit, treasury bills ), capital markets (bonds, stocks mutual fund) ,real estate (raw land, commercial property). Personal financial planning involves analysis of personal investor’s age, wealth, career, marital status, taxation status, estate consideration, risk tolerance, investment objectives, legal concerns and other matters .It is a process whereby present circumstances are appraised and future goals defined.

This program covers the core areas of wealth management that are necessary for accumulating and nurturing resources to meet current and future needs. Participants will come away with a set of skills that will enable them to identify the various wealth management needs, and will be opportuned to acquire skills for managing their resources effectively


At the end of the training, each participant should be able to:

  • 1. understand the process of personal financial planning
  • 2. Set personal financial goals
  • 3. Compile his statement of personal net worth and derive a family budget and earnings available for investment
  • 4. examine investment risks
  • 5. derive his personal investment policy
  • 6. monitor and manage his investment portfolio


  • 1. The process of financial planning
  • 2. Goal setting and the constraints
  • 3. Investment Asset classes
  • 4. Risks in investing
  • 5. Taxes and taxation issues in investing
  • 6. Setting Investment policy
  • 7. Investment strategies and asset allocation
  • 8. Portfolio selection and evaluation

There will be 3 segments based on length of services or years to disengage .These are Starters 15 years above, Mid-Career 10-15 years more in service and End Career 10 years or less in service


Retirement is one of the most crucial life events to look forward to after years of work. A comfortable retirement is a product of meticulous planning and dexterous execution. Many people do not appreciate the need to set aside money or other assets to obtain steady income at retirement. They live well while in service and slip into poverty shortly after retirement.

The rationale for retirement planning training is to help employees understand the need to allocate finances for retirement to achieve financial independence thereby making the need to be gainfully employed at retirement optional rather than a necessity.

Managing retirement into the golden years is a challenge as well as on-going responsibility of the employee. One of the best reward an employer give an employee is exposure to training on retirement planning while in service. This should start when employees have 10 to 15 more years to serve.


At the end of the training, each participant should be able to:

  • 1. Set retirement goals and develop a workable retirement plan based on his status.
  • 2. Identify the requisite savings and investment products for a comfortable retirement experience
  • 3. Acquire the tools to use to manage his finances at retirement
  • 4. Prepare for work or business at retirement if it becomes a necessity to augment retirement income and
  • 5. Identify the need to manage relationship in preparation for retirement life.


  • 1. Concept of Retirement
  • 2. Understanding Nigerian Pension scheme and the provisions for retirement
  • 3. Features of basic Investment products /asset classes
  • 4. Setting Investment Goals
  • 5. Identification and mitigation of risks in investments
  • 6. Building investment portfolio for retirement
  • 7. Insurance cover for retirees
  • 8. Tax management for retirees
  • 9. Medicare for retirees
  • 10. Setting up business for post-retirement income and engagement
  • 11. Critical relationships for delightful retirement
  • 12. Post retirement employment
  • 13. Post retirement wealth management
  • 14. Wills
  • 15. Case studies and role play


Entrepreneurship development training has been identified as one of the critical tools for fostering economic development through job creation .Entrepreneurship is the practice of starting new organization or revitalizing mature organization particularly new businesses generally in response to identified needs . Employees in private and public sectors deserve to go through entrepreneurship and project management training so that they can add value to what they are doing now and benefit the society by learning how they can create and manage new businesses and products .Projects has been defined as cutting edge of development .Skills in project management is key for business and economic development. The training program will equip participants with skills to create new businesses and manage the ensued projects to achieve the desired success


At the end of the training, each participant should be able to:

  • 1. develop entrepreneurial spirit
  • 2. understand the various types of businesses he can venture into
  • 3. write a business plan or feasibility report
  • 4. know the various sources of raising capital for his project and
  • 5.Acquire the requisite skills for successful nurturing of his business.


  • 1. Nigeria business environment and entrepreneurship concept
  • 2. Developing entrepreneurship ideas
  • 3. Types of business and its legal structure
  • 4. Business opportunities in Nigeria
  • 5. Writing a wining business plan or feasibility report
  • 6. Sources of capital for entrepreneurship development
  • 7. Building the winning entrepreneurial team
  • 8. Access to right infrastructure, power, water, transportation
  • 9. Corporate governance in entrepreneurship development
  • 10. Branding and marketing your products/services
  • 11. Financial records keeping, maintaining banking relationship and management control transactions


In public and private sector no employee can function effectively without some levels of computer and information technology skills. Knowledge and ability to use computer and related technology varies from elementary use to programming and advanced problem solving. Our training programme is designed to elevate the participant's comfort in using computer programs and other applications to increase his work speed and accuracy thus enhancing his productivity and realization of the organizational goals


At the end of the training, each participant should be able to:

  • 1. acquire basic computer skills such as power the computer, use mouse ,keyboard, type information and shut down the system,
  • 2. attain proficiency in intermediate computer skills like use of word processing ,excel spread sheet, power point presentation and use of various search engines and
  • 3. Use internet, e-mail and navigate a computer file system.


  • Module 1: Introduction to Computing
  • Hardware - CPU, Input, Output, Primary & Secondary Storage and other IT or Computer Peripherals.
  • Software - System & Application software
  • Input Devices -
  • Output Devices -
  • Storage Devices -
  • CPU
  • Basic Computer Operation

  • Module 2: Microsoft Word (Office 2003)
  • Starting Microsoft Word
  • Familiarizing the Microsoft Word Window
  • Creating new documents
  • Saving documents
  • Opening Existing documents
  • Working with Menu Bars
  • Formatting documents using formatting irons on formatting toolbar (Copy, cut, past, etc)
  • Using the Standard Toolbar
  • Saving document using “Save As..” option
  • Exiting Microsoft Word

  • Module 3: Microsoft Excel (Office 2003)
  • Starting Microsoft Excel
  • Familiarizing the Microsoft Excel Window
  • Creating new worksheets
  • Saving Worksheets
  • Opening Existing Worksheet
  • with Menu Bar
  • Working with Standard Toolbar
  • Working with Formatting Toolbar (cut, copy, past, basic calculation using toolbar icons)
  • Basic Use of Formula Bar
  • Renaming, Deleting and Moving Workbooks
  • Working between Workbooks
  • Saving worksheet using “Save As…” option
  • Exiting Microsoft Excel

  • Module 4: MS PowerPoint (Office 2003)
  • Starting Microsoft PowerPoint
  • Familiarizing layout of Microsoft PowerPoint window
  • Creating New Slide (normal step & using slide templates)
  • Saving Presentations
  • Opening Existing Presentation
  • Working with slides
  • Using formatting toolbar
  • Using Standard Toolbar
  • Using Menu Bar
  • Inserting text, Clipart, WordArt, Pictures
  • Designing Slides
  • Animating objects
  • Making Presentation using slide show
  • Saving presentation using “Saving As” option

  • Module 5: Emailing & Internet
  • Understanding Basic terms & acronyms used in Emailing & Internet
  • How internet works
  • How email works
  • Creating Email
  • Sending Messages using email
  • Attaching documents on messages
  • Basic Web Browsing using search engines

  • Module 6: Introduction to Blogging
  • What is Blogging?
  • Creating Blogg Accounts
  • Writing stories
  • Saving Stories
  • Publishing/ Posting Stories
  • Editing Blogs
  • Browsing Web if blogs are online


We will use adult learning methods such as lectures, discussion and brain storming, role play, case study etc. to ensure effectiveness of the life changing training programmes


The minimum participant per module is 25


We have a pool of multi skilled and experienced resources persons in-house and have access to seasoned and experienced subject matter specialists in areas out of our business scope.


The duration of the program will be between 2 and 5 days program depending on the preference of the organization and features of the program.


Course fee will be determined based on the number of participants, venue and duration.


The venue could be our Ikeja training center, premises of the company if in plant or a conducive hotel training facility.


Deolu Ireyomi Bsc MBA FCA FCIS

Tony Ikpea Bsc MBA FCIS

Bolade Agbola Bsc Msc FCIB ACIS CMD Certified Trainer

Clement Ukogu BA ACIS

Ayo Balogun Bsc Msc ACIS CMD Certified Trainer

Barnabas Aigbinode Bsc CMD Certified Trainer

Yakub Sanni HND CMD Certified Trainer